creditplus

[cameronda]

G'day out there
I hope some one can help me in plan terms
What is creditplus?
How can I set it up?
I have brought a few items on EBay previously and had to do a bank transfer, the amount the banks charge it would be cheaper to fly from Australia and have a holiday.
I find that my only way around is to send payment by mail, this is expensive as well and jerks around the seller as well.
So what is the best way to deal with payments to Germany?
Thanks
Dave C

[DAVID THOMPSON]

check if paypal can be used in your country
dave

[therealche]

Much though I dislike paypal for many reasons it is one of the cheaper ways of sending money around the world. And if you ask nicely a lot of people will accept it, if you pay the 3 or 4% fee they have to pay to receive the money.

Shame to hear your banks are the same thieving barstewards we have in the UK. the Germans use bank transfer all the time so don't know how much we get ripped off. I I use a little UK company that will do transfers for a much more reasonable fee.

[Guesi]

Hello

Inside of germany I don´t accept paypal . This has several reasons, not only the fee.
For foreign customers I accept paypal, because it is cheaper for them than bank transfer.
I have some customers down under, some pay with paypal (paypal wants 5 % fee from autralia to germany), some pay with bank transfer...

Creditplus seems to be a company that lends money.
It is not a payment company like paypal.

[arry_b]

If it's the UK Creditplus you're talking about, they're a dodgy car loan company who make their profits by lending money for their own overpriced cars to people who can't really afford a car at all.

Avoid.

[den]

If it's the UK Creditplus you're talking about, they're a dodgy car loan company who make their profits by lending money for their own overpriced cars to people who can't really afford a car at all.

Avoid.

YOU ARE SPOT ON MATE,,

family high mileage car in great condition worth in the book £1900.
On the forecourt for £4000 with a big sticker stating finance available guaranteed.
hidden arrangement fees and very hard to calculate apr % rate.
You will end up paying £7000.WOW.for a £1900 car you couldn't afford to pay cash for anyway,
and if you have the finance over 5 years,,doubt a high milage car will last that long,

[cameronda]

Thanks so far
We have a car reseller here in Australia that does the same thing, Cheaper to buy a new car.

I did a bank transfer for a item, my Bank charged their conversation rate, the German bank then converted that again plus charged a admin fee

There must be a better way, as most of the MZ stuff seems to be in Germany

Dave

[therealche]

Might be worth looking at https://transferwise.com/support/aud-transfers